USA Property

Atlanta Georgia Property

You simply have to get started…and that’s never been easy, until now.

Most people don’t have the time to learn all the skills necessary to buy houses because there are so many skill sets required. As turnkey operators – we’ve lowered the barrier of entry into the investment class of single family houses that Wall Street is still chasing. Why? Because single family homes are the most liquid and safest of all real estate investments that can deliver predictable returns every month. You can’t do that with stocks, bonds, annuities, mutual funds or certificates of deposit. Our investors come from all over the world and many of our U.S. investors are wisely using their retirement accounts Like Retirement Annuities & Equities to purchase property.

Buy Cash Flow Properties has taken the mystery out of single family house investments and has made houses available to everyone that wants to take personal responsibility for their retirement and not leave important decisions to an investment advisor that may have different goals than your own.

Buy Cash Flow Properties offers you:

  • Single family houses in the metropolitan Atlanta area.
  • Tenants in place on 3 year leases and each tenant has an Option to purchase.
  • Full 1-year home warranty on every house.
  • Full cycle real estate system with property management and eventual sale.

Call or email us today and get the personal attention you need to help you select investments that provide for your financial future, that don’t keep you awake at night.

Detroit Michigan Property

In fact, after comparing the median sales price of homes to average monthly rents in nearly 1,600 counties, RealtyTrac found that Detroit's Wayne County offers landlords the best return on their investment in the nation.

Detroit Investment Property Offers:

  • Strong rent to value ratios
  • High appreciation gains
  • Unmatched upside potential

Why diversify & invest overseas?

South Africans have needed to juggle the offshore investment ball and events over the last few years & the last few months in 2017 have made this decision even more important.

The rand has historically depreciated against developed market currencies at a rate of 6% pa. 2015 shocked most by delivering 30% depreciation. In dollar, pound or euro terms your money is being devalued even faster than you think.

As a South African you need to hedge against currency depreciation. So many of our liabilities are priced in developed market currencies that being able to afford these things going forward is going to become increasingly onerous. Think offshore education, travel, German cars, American phones etc.

And then there is the political risk. I don’t need to expound or explain this. It exists and you need to take notice.

So, what are your options when making these offshore investments? Broadly, you have two options:

OPTION 1: Physically taking your money offshore i.e. going through the exchange control process, opening up an offshore bank account and sending Rand overseas into a currency of your choice.

OPTION 2: Overseas investment options. Your investment and currency exposure is in the country you choose, you invest in Say US dollars and get paid out in US$.

Which option you choose depends on your circumstances.

OPTION 1 – Physically taking your money offshore:

An individual can take a maximum of R10m a year offshore subject to SARS tax clearance and a maximum of R1m without tax clearance. The R1m will however need to be registered with the reserve bank.(

OPTION 2 – Investing in US based real estate:

Buying a property or into a property investment in the US allows you to use current Rands to diversify your portfolio & receive US dollars. These can remain in the USA or brought home depending on your own individual circumstance.

Remember that by contributing to a pension fund or retirement annuity you may very well have offshore exposure in your underlying investment choice. Regulation 28 which governs how pension funds are to be invested stipulates that a maximum of 25% of your capital can be invested offshore.

Whilst investing offshore should primarily be about global diversification, accessing different industries, interest rate and inflation regimes and stronger economies, for South Africans it is about much more.

If political risk is your primary concern, you need to consider OPTION 1 and actually move your capital offshore. Investing this way means you never have to repatriate or convert the investment back into Rand unless this is your choice.

If you don’t have a large lump sum, but still want a rand hedge investment option then Option 1 is the way to go. You can always save in this vehicle until you reach the minimums for Option 2 and then move the capital offshore.

Whatever your concern, as a South African serious about your financial wellbeing you need to consider a portion of your total portfolio being invested offshore. And always remember, Real estate investing is a long-term game (3-10 years minimum).